Car finance that satisfies your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1per cent
Our prices differ according to the quantity you intend to borrow, your selected term along with your credit score.
Complimentary breakdown cover*
Year’ free Basic Breakdown Cover, or perhaps a free add-on if you are already an associate. Learn more.
Exclusive low price for users
We reserve our cheapest loan rates for users. Make use of our calculator to have a personalised estimate.
Given by the financial institution of Ireland British. AA Financial Services Limited is just a credit broker rather than a loan provider.
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Representative instance
Representative 8.9% APR. Considering a loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and amount that is total of ?4,549.32, including ?549.32 interest at 8.9per cent fixed.
Essential: The price you are provided depends on your circumstances that are personal together with your credit history. The utmost APR you can get is 29.9%. Your loan term will rely on the mortgage amount sent applications for. We presently offer loan term lengths of just one to 7 years.
Are you qualified?
Look at possibility of the job being accepted without inside your credit rating.
User price
You’ve suggested you are an AA Member* and can consequently get a special price. Before we carry on, please verify your account quantity below.
* An AA Member is a client which has arranged breakdown address straight because of the AA rather than included in a bank or car maker partnership program.
Prepared to use?
Enjoy our low price loans. It is fast and simple to utilize.
The facts
FEATURES
- Prices from 3.1% APR for loans between ?15,001 and ?25,000
- Fixed month-to-month repayments
- Exclusive reduced loan prices for users
- Instant choice in many instances
- Make additional re re re payments or spend down your loan early
- No arrangement or set-up charges
1 An AA Member is a person which has arranged breakdown address straight using the AA and never included in a vehicle or bank maker partnership system.
* Free breakdown cover
As an innovative new AA Loans consumer you will get one year’ Basic Breakdown Cover, or perhaps an add-on that is free you are currently a part.
The Basic Breakdown Cover is for an individual automobile and one breakdown a lot more than 1/4 mile from your own home address – further call-outs can be found for a basis that is pay-for-use.
Current users can get an add-on that is free either nationwide healing, in the home or Onward Travel for the rest of the membership 12 months.
Your Basic Breakdown Cover or free becomes that are add-on if the loan application is accepted. The chosen add-on may be renewed automatically us not to unless you tell. The breakdown that is free isn’t available in the event that you have AA breakdown address during your bank or automobile maker. Listed below are all of the conditions and terms.
Manage your loan
Help handle your AA that is existing Loan.
Award-winning loans
About loans
What exactly is an APR?
The APR you get can vary greatly through the advertised price. This is basically the rate that is representative we anticipate people whom use to obtain.
The rate you may be provided will likely to be a personalised rate considering your overall specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.
Trying to get an AA Loan
You’ll use online and can get a decision that is instant many instances.
Who is able to use?
To visit here meet the requirements to apply you need to;
- Have already been A british resident for at the very least 36 months
- Be over 21 with no more than 70 as soon as the loan term ends
- Be used with an income of ?12,000 or higher
- Not need a past reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
The length of time can we simply take that loan for?
Loans can be found between 1 and 7 years (with respect to the value of one’s loan).
Are you able to let me know just how much that loan will definitely cost without the need to offer my details that are personal?
You can expect a personalised cost which can be centered on your own personal circumstances and quantity you want to borrow which is therefore required to capture your own personal details. Take note that people usually do not provide a quotation that is indicative. If you continue and fill out an application, a credit search will likely be registered during the Credit Reference Agencies.